Turning 65?

Follow the tips below to make sure you understand how Medicare works and what options are best for you.

Use this timeline to stay on track.

Whether you're already signed up for Medicare or planning on working past your 65th birthday, you can start getting ready to enroll for Medicare as soon as you turn 64.
Sign up to receive email reminders about important dates, links to helpful tools and more.

Age 64
Get informed
Start learning how Medicare works and researching the options available to you. If you plan on working past 65, ask your employer about their health plans for people who are 65 and older.
Age 64 and 9 months
Time to enroll
You can enroll as soon as three months before your 65th birthday. How to enroll.
Age 65
You are Medicare eligible
If you haven’t enrolled yet, it’s time. If you have enrolled, you’ll start receiving your Medicare benefits. Choose your plan.
Age 65 and 3 months
You must be enrolled
Unless you have health benefits through an employer with more than 20 employees, you generally need to enroll in Part B within three months after you turn 65 to avoid paying a late enrollment penalty.
Age 65+
Change plans if necessary
If you’re enrolled in a plan that’s not meeting your needs, you can switch to another plan during the Open Enrollment period in the fall of each year.

Certain individuals with disabilities or specific medical condtions may qualify for Medicare before turning 65. Get more details at Medicare.gov (You are leaving a Medicare-approved site).

Get more help from HAP.

It’s important to get all the facts you need about Medicare before you enroll. Luckily, HAP is here to help. Complete the form below to receive emails with reminders, links to helpful tools and more.

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Understand the basics.

Original Medicare When you first enroll in Medicare Part A and Part B through the federal government, you are in the Original Medicare program.
Medicare Part A Medicare Part A helps cover inpatient care in hospitals, skilled nursing facilities, hospice care and home health care. Most people who have been employed and paid Medicare taxes may not have a Part A premium.
Medicare Part BMedicare Part B helps cover doctor visits, preventive care, and other medical services. Part B is optional and requires a monthly premium.
Medicare Advantage (Part C)Part C provides all the coverage in Medicare Part A and Part B but usually with additional benefits. It may even include Medicare Part D prescription drug coverage. HAP Senior Plus Henry Ford Tiered Access (HMO) HAP Senior Plus (HMO) HAP Senior Plus Medical Only (HMO) HAP Senior Plus (HMO-POS) HAP Senior Plus (PPO)
Medicare Prescription Drug Plans (Part D)Medicare Part D provides coverage for prescription drugs. These plans can help lower your prescription drug costs and even protect against higher costs in the future.
Medicare Supplement Plans (Medigap)This kind of plan helps to pay for some of the costs not covered by Original Medicare (Part A and Part B). Alliance Medicare Supplement

Get more details.

HAP has created a series of short videos to help you learn more about the different parts of Medicare:

Open video transcript

The Basics of Medicare

In this helpful Medicare in Minutes video, we explain the different parts of Medicare and outline the variety of options you have to choose from.

The Basics of Medicare
In this helpful Medicare in Minutes video, we explain the different parts of Medicare and outline the variety of options you have to choose from.
Part D: Medicare Prescription Drug Coverage
Eligibility, Enrollment and Choosing Plans
What Isn't Covered by Medicare? Why Consider Additional Coverage?

Getting Started with Medicare

Learn more about the different parts of Medicare and what they mean to you.

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Join us at one of our free Medicare workshops.

Whether you already know the basics or are just starting out, the HAP Medicare team is always ready to answer your questions. You can attend one of our free Medicare workshops* held throughout southeast Michigan, or you can contact us by phone.

Register Now
*A licensed HAP Medicare Sales Representative will be present with information and applications. For accommodation of persons with special needs at sales meetings, call toll-free at (888) 497-7551 or TTY: 711. Workshops discuss plans for Medicare-eligible individuals who purchase their own health care coverage.

Choose your plan.

Selecting the right Medicare plan is an important decision. And there are a lot of options when you are looking at HAP Medicare Solutions. Luckily, the HAP Plan Selector can help you narrow down your choices and help you find a plan that fits your life.

Important tip!

You need to have Medicare Part A and Part B before you can choose a Medicare Advantage or Medigap plan.

Get Started

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