HAP

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Welcome to the Plan Advisor

The Plan Advisor is designed to help your business select the HAP health plan that best fits your needs. This tool will also help you understand what type of funding options and products will work best with your business.

HAP can customize any of the available plans for groups with 51 or more eligible employees
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Helpful info
In 2017, business health care coverage from HAP is available to companies located in 21 Michigan counties (18 counties for HMO plans, 4 counties for HMO Choice plans, and 21 counties for PPO/EPO plans).

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Group Plans

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Compare Selected Plans
(up to 3 plans) (up to 2 plans)

EPO
EPO-HSA
HMO
HMO Choice
HMO-HSA
HMO-HSA Choice
  • HAP 2500 Choice-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2500 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2500 Choice-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2500 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 3300 Choice-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 3300 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 3300 Choice-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 3300 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5500 HMO-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5500 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5500 HMO-HSA
    Genesys Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5500 Choice-HSA
    Henry Ford Choice
    2017
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
PPO
PPO-HSA
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $2,500 / $5,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,500 / $5,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $3,300 / $6,600
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 3300 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $3,300 / $6,600
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2017
    PPO-HSA
    Deductible (Ind/Fam) $5,500 / $11,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5500 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,500 / $11,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,550 / $13,100
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
There are HMO and HMO-HSA Choice plans available to businesses in Genesee, Wayne, Oakland, and Macomb counties. Henry Ford Choice plans are excluded from the following ZIP codes in Oakland County: 48356, 48357, 48346, 48348, 48359, 48360, 48362, 48442, 48370, 48371, 48462, 48367, 48350, 48353, 48428, 48430, 48439, 48455. HAP reserves the right to modify the specialist providers participating in the Choice program.
HAP does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation or health status in the administration of the plan, including enrollment and benefit determinations.