HAP

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Welcome to the Plan Advisor

The Plan Advisor is designed to help your business select the HAP health plan that best fits your needs. This tool will also help you understand what type of funding options and products will work best with your business.

HAP can customize any of the available plans for groups with 101 or more eligible employees (51 or more for 2015 plans).
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Helpful info
Business health care coverage from HAP is available to companies located in 24 Michigan counties (11 counties for HMO plans, 4 counties for HMO Choice plans, and 24 counties for PPO/EPO plans).

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Group Plans

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(up to 3 plans) (up to 2 plans)

EPO
EPO-HSA
HMO
HMO Choice
HMO-HSA
HMO-HSA Choice
  • HAP 2000 Choice-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2000 Choice-HSA
    Genesys Choice
    2016
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,000 / $12,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2000 Choice-HSA
    Henry Ford Choice
    2016
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,000 / $12,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 HMO-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 HMO-HSA
    Genesys Choice
    2016
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2016
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 HMO-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
PPO
PPO-HSA
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2016
    PPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,000 / $12,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $5,000 / $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2016
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) : $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit (Ind/Fam): $6,450 / $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
There are HMO and HMO-HSA Choice plans available to businesses in Genesee, Wayne, Oakland, and Macomb counties. Henry Ford Choice plans are excluded from the following ZIP codes in Oakland County: 48356, 48357, 48346, 48348, 48359, 48360, 48362, 48442, 48370, 48371, 48462, 48367, 48350, 48353, 48428, 48430, 48439, 48455. HAP reserves the right to modify the specialist providers participating in the Choice program.
HAP does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation or health status in the administration of the plan, including enrollment and benefit determinations.