HAP

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Welcome to the Plan Advisor

The Plan Advisor is designed to help your business select the 2015 HAP health plan that best fits your needs. This tool will also help you understand what type of funding options and products will work best with your business.

HAP can customize any of the available plans for groups with over 50 employees.
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Helpful info
Business health care coverage from HAP is available to companies located in 23 Michigan counties (9 counties for HMO plans, 4 counties for HMO Choice plans, and 23 counties for PPO/EPO plans).

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Group Plans

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EPO
EPO-HSA
  • 2015
    EPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
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    HAP 2000 EPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • 2015
    EPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 EPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
HMO
HMO Choice
  • HAP 0 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $0 / $0
    Office Visit: $30 copay
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    HAP 0 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $0 / $0
    Coinsurance: 0%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 0 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $0 / $0
    Office Visit: $30 copay
    quick look Get quote

    HAP 0 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $0 / $0
    Coinsurance: 0%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 500 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $500 / $1,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 500 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $500 / $1,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 500 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $500 / $1,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 500 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $500 / $1,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 500 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $500 / $1,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 500 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $500 / $1,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 500 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $500 / $1,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 500 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $500 / $1,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $1,000 / $2,000
    Out-of-pocket Limit - Family: $ $2,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 1000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $1,000 / $2,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 1000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $1,000 / $2,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $4,000 / $8,000
    Out-of-pocket Limit - Family: $ $8,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 1000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $1,000 / $2,000
    Office Visit: $30 copay
    quick look Get quote

    HAP 1000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $1,000 / $2,000
    Coinsurance: 20%
    Prescription Costs: $15/$40/50%/50%
    Out-of-pocket Limit: $4,000 / $8,000
    Out-of-pocket Limit - Family: $ $8,000
    Primary Doctor Visit: $ 30 copay
    Specialist Visit: $ 50 copay
    Urgent Care Centers: $ 65 copay
  • HAP 2000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 2000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 2000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 2000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 3000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $3,000 / $6,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 3000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $3,000 / $6,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 3000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $3,000 / $6,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 3000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $3,000 / $6,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 4000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $4,000 / $8,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 4000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $4,000 / $8,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 4000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $4,000 / $8,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 4000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $4,000 / $8,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 4000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $4,000 / $8,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 4000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $4,000 / $8,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 4000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $4,000 / $8,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 4000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $4,000 / $8,000
    Coinsurance: 20%
    Prescription Costs: $15/$50/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 5000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 5000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: $25/$125/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 5000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 5000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: $25/$125/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 5000 Choice
    Genesys Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 5000 HMO Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: $25/$125/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
  • HAP 5000 Choice
    Henry Ford Choice
    2015
    HMO
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: $40 copay
    quick look Get quote

    HAP 5000 HMO Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: $25/$125/50%/50%
    Out-of-pocket Limit: $6,600 / $13,200
    Out-of-pocket Limit - Family: $ $13,200
    Primary Doctor Visit: $ 40 copay
    Specialist Visit: $ 60 copay
    Urgent Care Centers: $ 65 copay
HMO-HSA
  • 2015
    HMO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • 2015
    HMO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • 2015
    HMO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • 2015
    HMO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • 2015
    HMO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
HMO-HSA Choice
  • HAP 2000 Choice-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 2000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 HMO-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 HMO-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Genesys Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Genesys Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
  • HAP 5000 Choice-HSA
    Henry Ford Choice
    2015
    HMO-HSA
    Choice
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 HMO (HSA) Henry Ford Choice

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after deductible
PPO
PPO-HSA
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $2,000 / $4,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 2000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $2,000 / $4,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit: $5,000 / $10,000
    Out-of-pocket Limit - Family: $ $10,000
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
    quick look Get quote

    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
  • 2015
    PPO-HSA
    Deductible (Ind/Fam) $5,000 / $10,000
    Office Visit: 20% after deductible
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    HAP 5000 PPO (HSA)

    Monthly Premium: Get Quote
    Deductible (Ind/Fam) $5,000 / $10,000
    Coinsurance: 20%
    Prescription Costs: 20% after in network deductible
    Out-of-pocket Limit: $6,450 / $12,900
    Out-of-pocket Limit - Family: $ $12,900
    Primary Doctor Visit: 20% after deductible
    Specialist Visit: 20% after deductible
    Urgent Care Centers: 20% after in network deductible
* There are HMO and HMO-HSA Choice plans available to businesses in Genesee, Wayne, Oakland, and Macomb counties. Excluding the following zip codes in Oakland County: 48356, 48357, 48346, 48348, 48359, 48360, 48362, 48442, 48370, 48371, 48462, 48367, 48350.
HAP does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation or health status in the administration of the plan, including enrollment and benefit determinations.